Therapy is an investment in your wellbeing. Here's everything you need to know about coverage, costs, and how to get started.
Accepted Insurance Plans
Your insurance probably covers therapy here
A Resilient Tomorrow accepts six major insurance plans for individual and couples therapy — both in-person in Tampa and via telehealth across Florida.
Aetna
Including Aetna commercial and Aetna Medicare plans
Cigna / Evernorth
Individual and employer-sponsored plans
Florida Blue
BCBS Florida, including Blue Options and Blue Select
Oxford Health
Oxford individual and group plans
Oscar Health
Individual and marketplace plans
UnitedHealthcare / Optum
UHC and Optum commercial plans
Not sure if your plan is covered?Send us a message — we'll verify your benefits before your first appointment.
Self-Pay Options
Insurance-free options are available
If you prefer not to use insurance — for privacy reasons or because your plan isn't listed — self-pay therapy is available at straightforward rates. Contact the practice to discuss current fees.
Self-pay can have real advantages: no insurance authorization needed, no diagnostic codes required in your medical record, and greater flexibility in what you work on and for how long.
Benefits checkHeadway verifies your benefits before your first session and shows your estimated cost.
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Session copayYou pay your copay or coinsurance at the time of each session — no surprise bills.
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Claims filed for youClaims are filed directly to your insurance — you don't have to handle paperwork.
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EOB from insurerYour insurance sends an Explanation of Benefits after each claim — just for your records.
Insurance Questions
Frequently asked questions about fees
Not at this time. The practice accepts private commercial insurance plans only. If you have Medicaid, please contact 211 (dial 2-1-1) for local referrals to Medicaid-accepting providers in Tampa Bay.
Insurance coverage for couples therapy varies by plan. Some plans cover couples sessions when one partner has a diagnosable condition. The Headway benefits check will clarify your specific coverage before you commit to anything.
Headway verifies your benefits in real time when you enter your insurance information. Before your first session, you'll see your estimated copay, deductible status, and any coinsurance. There are no hidden fees.
Sessions cancelled with less than 24 hours' notice may incur a late-cancellation fee. Life happens — if an emergency arises, please reach out as early as possible and we'll do our best to accommodate.
The free 15-minute consultation is complimentary and not billed to insurance. It's simply a chance for you and Andrea to connect, ask questions, and decide whether to move forward together.
Ready to Begin?
Start with a free 15-minute consultation
No cost, no commitment — just a conversation to see if the fit is right.